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Home > Wow. Might have to raise my savings goal...

Wow. Might have to raise my savings goal...

April 6th, 2010 at 04:42 am

My goal for 2010 was to save $6000.00 cash. Prior to Dec. 2009, I had only had around $500 cash so this dollar amount seemed like a really huge undertaking.

Once I get my tax return, my cash savings account will be up to $5312 or only $688 short of my goal for the entire year. It is currently at $3597. I am getting back $298 from state and $1417 from federal. Should have those checks by May.

I am saving at a much faster rate than I initially anticipated, mainly because my Ebay sales are going so well. All of my Ebay earnings go directly into this account and I've been aiming for $400/month but on average doing slightly better than that.

I think I need to raise my goal but I don't want to go crazy.

I do want to start pounding away at my loan and be rid of it within 2 years. $6000 is half of what I owe on my loan. I'm wondering if I should just stop with the aggressive savings now and pound away at the loan? Clearly, it is not that difficult for me to save $6000 since I did it so quickly.

I am also very proud of my fiance because he told me that between Dec and now he has managed to save $2600 and now has that in savings. He has almost no disposable income or "fun" money at all so this was much harder for him than it was for me.

2 Responses to “Wow. Might have to raise my savings goal...”

  1. LittleMsMom Says:
    1270565155

    You do have a goal of reducing your debt by half this year over on your sidebar.

    Maybe it is time to move onto the debt portion! It would be great if you posted the amount of the debts on the sidebar and then as you knock out the debts you can update it and we can cheer you on!

  2. NJDebbie Says:
    1270569123

    I would continue saving agressively until you get to an amount that would cover your expenses for a minimum of 6 months (you know for life's unexpected events). Once you do that, then I would begin getting rid of that debt aggressively. I'm so proud of how you've been saving!

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